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Credit Risk Analyst, Acquisition

Petersfield, Hampshire, United Kingdom, £ £ - Annual Annual, Permanent


The Credit Risk Analyst will play a leading role in using data driven insights to develop, implement and optimise Acquisition Strategies for an industry leading motor finance portfolio.

The right individual will be given the excellent opportunity to define and shape acquisition strategy management in a progressive, agile and growing lender. Exposure to executive management is guaranteed, as is the chance to make a real impact on the commercial decision-making process and the opportunity to gain swift professional development.


* Support the Credit Risk Manager in the development and management of all acquisition, affordability and fraud strategies in Moneybarn.

* Proactively identify areas that can be improved (either through effectiveness, efficiency, improved outcomes or better controls)

* Work with business and finance partners to help develop new products and processes than result in positive customer outcomes and achieve business objectives, ensuring effective post-implementation review of credit risks and appropriate escalation of material adverse trends

* Proactively develop proposals in conjunction with business teams and other parts of the PFG to ensure incremental improvements in portfolio performance with zero tolerance for customer detriment.

* Undertake new business analysis and reporting which facilitates effective credit risk analysis and control, ensuring material trends are identified effectively and appropriately escalated to the CCO or Credit Committee

* Provide deep-dive analytics (acquisition, portfolio, customer, affordability) and ad-hoc analysis to drive actionable insights and recommendations

* Proactively monitor the lending portfolio for any material trends or potential opportunities

* Partner with different business stakeholders (sales managers, marketing, finance, risk, other analysts) to help drive forward recommendations and solutions that help our customers and appropriately mitigate risk

Job Details

Not Specified
Petersfield, Hampshire, United Kingdom
£ £ - Annual Annual