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Job Details

Credit Risk Analyst - Home Working

Birmingham, West Midlands, United Kingdom, £45,000 , Permanent

Posted: 17 hours ago

Description:

We are recruiting for this role during this challenging time however our client is able to adhere to all policies related to Covid 19 to ensure the well-being of all their employees

I work remotely so if you have any questions please email me on (url removed) and a telephone number and I will call you, however please also apply for the role as due to the amount of applications we are receiving applications are checked before the email box and I wouldn't want you to miss out

We're looking for talented and ambitious EXPERIENCED Credit Risk Analyst and we can offer working from home to allow a work life balance with a visit once a month to either Leicester or Nottingham, having experience in this role is essential, you will be working in the Credit Control team, you'll be responsible for defining credit strategies of the Group for customer acquisition, marketing, anti-fraud and underwriting. Providing leadership & analytical support across several different areas. The role will involve you working closely with all departments in the business, having regular meetings with senior management and exposure to the Board.

As the Credit Risk Analyst your duties will include

Owning the development and maintenance of valuations models to optimise customer acquisition, re-lending and collections

Autonomously optimising decisions for profitability whilst maintaining credit quality, setting cut-offs, and designing strategies across marketing, credit and fraud to help support the company's ambitious growth aspirations

Developing tests across different strategies using data-driven analysis, monitoring performance and providing clear recommendations to drive the business forward

Providing thought leadership and identifying opportunities to improve customer outcomes & business strategies through inquisitive analysis

Reviewing the Group's provisioning policies and credit exposure to customers, in tandem with the finance team

To be successful in the role of Credit Risk Analyst we are looking for

Experience in consumer or retail risk (either loans, credit cards, mortgages etc) as an analyst or manager across acquisition, customer management or collections

You will have experience in building valuations models and the development of credit strategies against targets such as cash flow, NPV and loss rate

You will understand the regulations that affect consumer credit

You will possess advanced skills in key data analysis and reporting tools (SQL, SAS, R, MS Excel etc)

You will have strong verbal and written communication skills which enable you to communicate complex ideas to a range of stakeholders

You don't just want another job, you want a career

Once successful in the role of Credit Risk Analyst you will receive the following benefits

- 25 days annual leave + bank holidays

- Training and development opportunities

- Employee perks and support

- Recognition and reward

- Competitive health benefits

- Plus many more

Office Angels acts as an employment agency for permanent recruitment and an employment business for the supply of temporary workers. Office Angels UK is an Equal Opportunities Employer.

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Job Details

1173683419
Birmingham, West Midlands, United Kingdom
Permanent
£45,000