Credit Risk Analyst

Description:

On behalf of our client, an international bank based in London, we are looking for a Credit Risk Analyst to join their Credit Risk Team.
Our client is looking for a recent graduate with a degree in the sciences such as biomedical engineering, Physics, chemical engineering etc.
Duties will include:
* Evaluating clients\' credit data and financial statements in order to determine the degree of risk involved in lending money to them
* Preparing reports about the degree of risk in lending money to clients
* Analysing client records and using the data to recommend risk measures.
* Conferring with credit associations and references to exchange credit information on clients
* Evaluating the financial status of clients by producing financial ratios through data analysis
* Completing loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval
* Use credit risk rating tools, techniques and reports to support the business, senior management and regulatory reporting including the implementation of credit rating tools to ensure compliance with IRFS9 requirements (as required).
* Responsible for dealing with the Loan Recovery Process, liaising with the Bank\'s Solicitors for pro-active case management and reporting the status to the Credit Committee on a regular basis.
* Embed proportionate Credit and Portfolio controls and Procedures and ensure business compliance with these.
* Develop and maintain a MI suite of reports to identify, elevate, quantify and mitigate credit risks.
* Support, maintain and enhance credit risk models.
Skills required
* Excellent analytical skills.
* Strong Microsoft Office skills.
* Flexible approach to meet changing requirements as and when they arise
* Ability to work under pressure without compromising quality
* Excellent written, oral communication and presentation skills.
* The ability to perform under pressure within time constraints

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