Job Details

Credit Risk Analyst

Bracknell, Berkshire, United Kingdom, £45,000 , Permanent

Posted: 22 hours ago


Credit Risk Analyst
Location: Bracknell
Salary: up to £45,000 DOE

Our client based in Bracknell is looking for a Credit Risk Analyst to join their team.
The successful candidate will assist with ongoing projects, including the migration of credit risk decisioning policies to a dedicated decisioning system as well as the production of regular and ad-hoc analysis and MI to help inform the business.

This role offers significant exposure and opportunity for progression given interaction at senior levels within the organisation.

Daily Duties

Deliver scalable analytics utilising large historical datasets and credit reference data to assist in the delivery of lending strategies, product and pricing initiatives
Assist in the production of credit committee deliverables and monthly reporting cycles
Contribute to the calculating of provisions under IFRS9
Assist with the coding of credit risk policy rules within a dedicated decision engine
Documentation and presentation of results, including technical specifications
Work collaboratively across the organisation to identify and develop new lending opportunities

Essential Competencies:
Strong analytical and problem-solving skills
Broad understanding of the mortgage market and product lifecycle
Delivery focused individual with the ability to contribute "hands-on" to strategic initiatives
'Can do' collaborative team member with the ability to manage competing priorities
Good written and verbal communication skills, with the ability to interact with senior, non-technical stakeholders
A natural ability to build and maintain key relationships and manage stakeholders effectively

Essential Skills/Qualifications:
Financial services experience within Credit Risk
Ability to efficiently structure and analyse large, disparate and complex sets of data
Strong numeracy
SAS Programming skills
Understanding of Credit Policy Rules and Decisioning

Desirable Skills/Qualifications:
A degree or equivalent in a numerate discipline
Knowledge of PD, EAD and LGD Models specifically for mortgages
Experience of utilising Decision Engine software
SQL or R experience

Job Details

Bracknell, Berkshire, United Kingdom