Job Details

Credit Risk Manager

London, United Kingdom, Permanent

Posted: 22 hours ago


Credit Applications

• Critically and objectively assess and challenge credit applications and make well-considered recommendations to approving authorities.

• Justify credit decisions/recommendations (both verbally and in writing) and provide value-adding and constructive feedback on credit applications to Business and Credit colleagues.

• Participate in customer due diligence site visits, calls, and meetings. Prepare call reports for each visit/call/meeting within one week of the event.

• Ensure quick turnaround of credit requests while maintaining quality, accuracy and adherence to risk appetite, policies, and procedures.

Credit Governance and Operational Risk

• Prepare for and attend Risk Committee meetings as appropriate.

• Contribute to the RCSA process by reviewing credit processes and identifying areas that may have control failures and determine mitigants.

• Report operational risk incidences in line with internal guidance and reporting requirements

• Contribute to the Credit Risk Analysis team's Compliance and Audit readiness by ensuring that: - All external and internal correspondence is of high quality. - All files (hard & soft copies) are maintained in line with the Bank's requirements, formats, and standards.

You enforce and maintain a clear desk policy in line with GDPR regulation.
- You are familiar with and strictly adhere to Credit Policies and related procedures, service levels, and guidelines.
- You diligently handle and timely respond to regulatory and audit requests/queries.

Projects and Initiatives
• Actively participate in Credit Projects and Initiatives (including attendance at calls, meetings, and site visits etc.) as directed by the Head of Credit Risk Analysis.
• Ensure periodic Project Reviews/ Updates are submitted to the Head of Risk Analysis to track progress.

Job Details

London, United Kingdom