Job Details

Risk Analyst

London, United Kingdom, £400 , Permanent

Posted: 2 days ago


Primary Responsibilities:
This is a multi-faceted role which, will support senior team members with FID Secured Lending (FSL) transactions comprising of loan on loans secured by a variety of asset classes namely commercial real estate, residential mortgages, non-performing loans. The principal responsibilities include assisting on the evaluation of new transactions and managing a portfolio of existing loans including annual and quarterly reviews. Fulfilment of these responsibilities involves:

  • Assessing new transactions. This includes an independent assessment and recommendation on the credit quality of proposed transactions, including their rating and alignment to the Firms credit appetite
  • Monitoring an existing portfolio of transactions, including periodic reporting of risk profiles, trends, and concentrations
  • Preparing timely and insightful annual and quarterly reviews, including the assessment of performance against underwritten base case projections and key credit metrics
  • Review and verification of compliance certificates, debt covenants, and financial accounts - Preparing downside analysis of the credit quality of proposed and live transactions, to account for current or potential market stress - The review of due diligence and involvement in due diligence sessions, including asset site visits
  • Being the first point of call regarding credit-related matters for your portfolio and responding in a timely manner to ad-hoc requests relating to your portfolio
  • Ensuring adherence to credit and other relevant internal policies and practices
  • Working with risk stakeholders in the US, and within the bounds of OCC regulation

Skills required:

  • Undergraduate degree or equivalent
  • Minimum 2 years of experience working in banking or financial institution or asset management/ servicing industry, commercial real estate risk management experience or credit risk
  • Strong credit, analytical, and modelling skills (particularly with Excel)
  • A solid knowledge of typical transaction structures, facility documentation, and the lending process
  • Knowledge of basic accounting and financial concepts with a sound ability to analyse cash flows on a transaction
  • Excellent written and verbal communication skills with ability to establish credibility with Credit senior management and senior deal team executives
  • Demonstrable track record of working under pressure and managing multiple projects with limited supervision
  • Strong team player able to work effectively in a team environment

Job Details

Full Time
London, United Kingdom