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Job Details

Risk - Credit Risk - Consumer Wealth Management - London - Vice President

London, United Kingdom, Permanent

Posted: 4 hours ago

Description:

We're looking for a candidate to fill this position in an exciting company.



  • Assess the credit and financial strength of the firm's private client borrowers and risk counterparts by performing fundamental credit analysis using both quantitative and qualitative factors.
  • Review private client lending transactions, determine fit with risk appetite and approve counterparty risk ratings, having developed an independent view of financial information, collateral terms and key documentation protections proposed.
  • Support senior credit team members in the review and escalation of large lending transactions including through to capital committee. Participate in business selection committee meetings.
  • Co-ordinate closely with junior team members on transactions, client margin terms, product risk analysis and new policy/product initiatives.
  • Coordinate with PWM business teams, PWM legal, Operations, Compliance departments to approve derivatives business, margin terms, approve exceptions and ensure appropriate documentation, limits and risk mitigants to protect against a counterpart default and minimize potential losses.
  • Analyse the risks inherent in the products GS transacts, including lending, trading and derivative products.
  • Perform regular portfolio reviews and industry exposure reviews.

  • Minimum of 5 years of credit risk management experience, with a solid background in private client credit risk.
  • Significant experience in private banking products including margin lending, mortgages, structured loans and derivatives.
  • Demonstrable track record of independent decision making and the ability to steer client and business negotiations.
  • Strong legal documentation (loan and/or derivatives), analytical, presentational and communication skills required.
  • Must be able to lead and motivate an engaged and diverse deal team, providing guidance to and supervision of junior members of the team.
  • Must be able to communicate with the most senior levels both inside & outside of Credit risk.

Job Details

1257545002
London, United Kingdom
Permanent