Job Details

Senior Credit Risk Analys

Bristol, Lancashire, United Kingdom, £35,000 - £40,000 , Permanent

Posted: 23days ago


this is a fantastic opportunity for a senior credit risk analyst

As the Senior Credit Risk Analyst you will be responsible for the development and maintenance of new business credit policy and decisioning. You will also maintain and implement the strategies within the credit decision engine. You will produce monthly reporting providing insight on the new business volumes and performance and you will be expected to present to the Board on a monthly basis.

Key Responsibilities

· Defining and shaping analytical / reporting requirements, delivering tactical solutions and developing strategic analysis, models and forecast to deliver profitable growth.
· Building and developing models to enhance strategic decisions, customer segmentation / contact strategies to deliver more targeted acquisition, successful customer / portfolio management and credit performance.
· Maintaining and developing new business credit risk strategies in the ADP decision engine.
· Modelling and forecasting banking covenants to ensure the business has clear visibility of anticipated trends.
· Liaising with key stakeholders across the business on a regular basis
· Undertaking specialised analysis in the areas of scorecard development, modelling, profiling / segmentation and forecasting.
· Supporting the business with analytical and technical expertise.
· Maintaining and developing a series of unique databases and using these databases to provide information across the business.
· Collaborating with Finance
· Liaising with external agencies

Required skills and experience

· A good degree in a numerate subject.
· Strong SAS / SPSS / WPS (or similar) skills
· Experience of managing credit risk strategies in Credit Risk decision engines like ADP, Provenir, PowerCurve and InterConnect
· Advanced Excel skills
· Strong analytical skills, to gather, organise and present conclusions to support decision making.
· The ability to present ideas and solutions at a board level
· Desirable - SQL and/or Crystal reporting

Job Details

Bristol, Lancashire, United Kingdom
£35,000 - £40,000